# Auto Shopping IQ > Your Inside Automotive source ## Posts - [NOW IS A GOOD TIME TO BUY A NEW CAR... if you are trading](https://autoshoppingiq.com/now-is-a-good-time-to-buy-a-new-car-if-you-are-trading/): Is now a good time to buy a new car  My car shopping market score for buying new with trade is 80. Zero is the worst market to consider purchasing a vehicle, and 100 is the absolute best. So make sure you find the one that matches your current vehicle situation.  POOR time to purchase 0-20 AVERAGE time to purchase 20-70 GOOD time to purchase 60-90 EXCELLENT time to purchase 90-100 In the past couple of years, the number one question I get outside the dealership is whether it is a “GOOD” time to get a new car. So I […] - [YOUR LEASE END OPTIONS](https://autoshoppingiq.com/all-of-your-vehcile-lease-end-otopns/): Here are the five options you have if your lease is coming to an end. Now in 2025, you have more options with your lease than in the past.    When your car lease ends or is nearing its end, you have several options to consider. Each option has its advantages and disadvantages, so weighing your options carefully before making a decision is essential. Option 1 – Return your lease This is the most common choice we consider when our lease ends, and many people even believe this is the only option available. If you return the car in good condition and […] - [IS RIGHT NOW A GOOD TIME TO PURCHASE OR LEASE?](https://autoshoppingiq.com/does-it-make-sense-to-lease-a-car-right-now/): If you’ve attempted to do any car shopping in the past year or two, you probably want to scream.  There have been inventory challenges, increased pricing, dealer mark-ups, rising interest rates, and the list goes on to round out some of the most challenging times in the past 30 years or for as long as I have been in the business.  More about me here. I have set out to give you an inside look and my perspective on whether or NOT it’s an excellent time to get that new or pre-owned car.  My current car shopping market score is […] - [IS NOW A GOOD TIME TO LEASE A CAR?](https://autoshoppingiq.com/what-does-a-travel-guide-do-how-to-become-a-travel-guide/): Lease deals could be better right now! My current car shopping market score is 20. Zero is the worst market to consider buying a vehicle, and 100 is the absolute best. It’s trending in the right direction, and I expect it to improve throughout the year. It is better than 20 because specific scenarios make it a good time to lease or replace your lease. So ensure you find the one that matches your current vehicle situation for the best strategy.  POOR time to purchase 0-20 AVERAGE time to purchase 20-70 GOOD time to purchase 60-90 EXCELLENT time to purchase […] - [IS NOW A GOOD TIME TO BUY A USED CAR](https://autoshoppingiq.com/used-car-market-is-getting-better-is-now-a-good-time-to-buy/): The last year was tough for car buyers due to inventory shortages, rising prices, and dealer markups. The global semiconductor shortage has caused a decline in the production of new cars, leading to increased demand for used vehicles. The list goes through some of the most challenging times in the past 30 years or as long as I have been in the business. More about me here. I have set out to give you an inside look and my perspective on whether or NOT it’s a good time to get that new or pre-owned car.  My current car shopping market […] - [IS NOW A GOOD TIME TO BUY A NEW CAR](https://autoshoppingiq.com/is-now-a-good-time-to-buy-a-new-car/): So how bad of a time is it to buy a New car? My car shopping market score is 35 out of 100. Zero is the worst market to consider buying a vehicle, and 100 is the absolute best. It’s trending in the right direction, and I expect it to improve throughout the year. It is better than 35 because specific scenarios make it an excellent time to purchase. So make sure you find the one that matches your current vehicle situation to see what strategy is for you.  POOR time to purchase 0-20 AVERAGE time to purchase 20-70 GOOD […] ## Pages - [Purchase Calculator Worksheet - New](https://autoshoppingiq.com/purchasecalculatorworksheet/): Home / Tools / Purchase Calculator Worksheet Car Deal Calculator (Out-the-Door Price & Payment Breakdown) The car deal math most dealers never explain. Break down your entire deal — price, taxes, trade, fees, and payment — before you step into a dealership. Why Most Car Buyers Get Confused Most people focus on the monthly payment… …but the real numbers are: Selling price Trade difference Taxes Fees 👉 That’s what actually determines your deal. This tool shows you the full math behind the deal, so nothing is hidden. AutoShoppingIQ — Car Deal Calculator Purchase Details Retail Price (MSRP) ($) Savings ($) […] - [Car Lease Calculator - New](https://autoshoppingiq.com/carleasecalculator/): Home / Tools / Car Lease Calculator Car Lease Calculator Find your real lease payment — including fees, taxes, and residuals. AutoShoppingIQ — Lease Calculator MSRP ($) Agreed Selling Price ($) Term (months) Residual (%, decimal, or $) APR (%) Money Factor Acquisition Fee ($) Doc / Proc Fees ($) Gov / Reg Fees ($) Accessories / Extras ($) Rebate / CCR ($) Trade Allowance ($) Trade Payoff ($) Sales Tax Rate (%) Tax Method Tax on Monthly PaymentTax Upfront Customer Cash ($) Calculate Lease — Estimated Monthly Payment $0.00 Due at Signing Breakdown Total Due at Signing: $0.00 Show […] - [Simple Car Payment Calculator - New](https://autoshoppingiq.com/simplecarpaymentcalculator/): Home / Tools / Simple Car Payment Calculator Simple Car Payment Calculator Estimate your monthly payment in seconds — before you shop. AutoShoppingIQ — Simple Loan Calculator Amount Financed ($) Down Payment ($) APR (%) Term (months) — editable 12 24 30 36 42 48 60 66 72 84 $0 Estimated monthly payment will appear here. *All figures are estimates for educational purposes only. Actual rates, terms, and payments may vary by lender, dealer, and location.* How to Use This Car Payment Calculator Enter Your Numbers Amount financed, down payment, and APR. Choose Your Term Select a loan length that […] - [Car Affordability Calculator- New](https://autoshoppingiq.com/caraffordabilitycalculator/): Home / Tools / Car Affordability Calculator Car Affordability Calculator Find your realistic vehicle budget based on your monthly payment — before you shop. Desired Monthly Payment ($) Interest Rate (%) Loan Term (months) 24 36 48 60 72 Down Payment ($) Estimated Sales Tax (%) Results $0.00 Max Vehicle Price Out-the-Door Price: $0.00 Total Amount Financed: $0.00 Monthly Budget: $0.00 With a $600.00 monthly budget over 60 months at 6.00% APR, you can afford up to $30,056.26 before taxes. Fees NOT INCLUDED. All figures are estimates and provided for educational purposes only. Actual payments, residual values, and terms may […] - [Interest Rate Comparison Tool- New](https://autoshoppingiq.com/interest-rate-comparison-tool-3/): Home / Tools / ​Interest Rate Comparison Tool Interest Rate Comparison Tool Find your realistic vehicle budget based on your monthly payment — before you shop. AutoShoppingIQ — Interest Rate Comparison Tool Label / Lender Name Loan Amount ($) Rebate ($) ℹ️ Tip: Positive rebates reduce your loan amount. Enter a negative value to model added costs or negative equity. Bank Fee ($) Adjusted Loan Amount ($) Term (months) APR (%) Monthly Payment $0.00 Total Interest Paid $0.00 Total Loan Cost (Principal + Fee + Interest) $0.00 Label / Lender Name Loan Amount ($) Rebate ($) ℹ️ Tip: Positive rebates reduce your […] - [Car Deal Comparison - New](https://autoshoppingiq.com/cardealcomparison/): Home / Tools / Car Deal Comparison Car Deal Comparison Compare your deals side-by-side to find the best deal for you. AutoShoppingIQ — Offer Comparison Year Make Model Condition Location / Dealer VIN / Stock # Notes Offer Name Best Total MSRP Selling Price Savings / Discount Rebate Accessories Service Gap Other Fees Gov Fees Doc Fees Sales Tax % Trade Tax Credit Taxes: $0.00 Trade Allowance Trade Payoff Cash Down $0.00 Out-the-Door Total Offer Name Best Total MSRP Selling Price Savings / Discount Rebate Accessories Service Gap Other Fees Gov Fees Doc Fees Sales Tax % Trade Tax Credit […] - [Home – NEW](https://autoshoppingiq.com/): Smarter Car Buying Tools. No Pressure. Just Clarity. Calculate payments, compare options, and understand your deal — before you ever step into a dealership. Start With Your Payment → Quick Loan Calculator Instant estimate VEHICLE PRICE $ DOWN PAYMENT $ INTEREST RATE (%) LOAN TERM (MONTHS) 36 Months48 Months60 Months72 Months84 Months Estimated Monthly Payment $— Loan amount: $— Full Details Total of payments$— Total interest$— Estimates only. Taxes/fees not included. No dealership bias Independent tools. No sales pressure. Built from real auto experience 35+ years inside the car business. Clear, transparent calculations See exactly how every number works. Free […] - [CAR LANGUAGE- EXPLAINED](https://autoshoppingiq.com/car-shopping-language-definitions-and-lingo-explained/): Car shopping explained Car shopping language- lingo DEFINITIONS car shopping terminology In the auto industry, we often use terms and words that are not used very often outside the car industry. This is your guide to understanding what all of it means. MSRP – Manufacturers Suggested Retail Price-  Monroney sticker/label– The actual name for the vehicle is “window sticker” on a new vehicle. Name after U.S. Senator Mike Monroney. In 1958 the Automobile Information Disclosure Act was created, prohibiting the label from being removed or altered before being sold to the end consumer. Car and Driver has a great history […] - [Privacy Policy](https://autoshoppingiq.com/privacy-policy/): Who we are Our website address is: https://autoshoppingiq.com. Comments When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection. An anonymised string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service Privacy Policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment. Media If you upload images to […] - [Contact](https://autoshoppingiq.com/contact/): ASK THE MANAGER HAVE A QUESTION? ​After 35 years and counting, I get all kinds of questions every day about the business and car shipping. I always try to help and provide my opinion or advice where I can. PS. If you’re thinking it, I’m NOT selling you a car, so please don’t ask. Contact Info Email Me justinb@autoshoppingiq.com Follow Us Please enable JavaScript in your browser to complete this form.Name *FirstLastEmail *Comment or Message Submit - [About](https://autoshoppingiq.com/about/): YOUR INSIDE SOURCE MY Mission I have been in the car industry for 35 years, and I will NOT sell you a car!  The point of this site and its content is to teach you everything, well almost everything, that I have learned over the past 35 years and help you better understand the business, the process of buying a vehicle, and finding the right one for you! My Story I had a passion for cars before I could drive. I went to car shows and worked on cars years before I could even drive one. I even worked at […] - [Home- OLD](https://autoshoppingiq.com/home/): Car shopping explained AUTO SHOPPING STARTS HERE Car Buying Tools & Calculators | AutoShoppingIQ Compare car loans, leases, and affordability with free calculators. Make smarter auto shopping decisions with clear tools and guides from AutoShoppingIQ. Simple Payment Calculator Estimate your monthly car payment instantly with our free Auto Shopping IQ calculator.   Just enter your vehicle price, down payment, loan term, and interest rate to see what fits your budget — before you buy. AutoShoppingIQ — Simple Loan Calculator Amount Financed ($) Down Payment ($) APR (%) Term (months) 12 24 30 36 42 48 60 66 72 84 $0 Estimated […] ## Optional - [Agent (MCP protocol)](websites-agents.hostinger.com/autoshoppingiq.com/mcp) [comment]: # (Generated by Hostinger Tools Plugin)