AutoShoppingIQ — Loan vs Cash Calculator
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Popular Term Select:
💵 Pay Cash
Remaining Cash After Purchase
$0.00
Interest Lost Over Term (on Cash Used)
-$0.00
Interest Earned on Remaining Cash (over term)
$0.00
Total Opportunity Cost of Using Cash (Lost − Earned)
$0.00
Total Effective Outlay (Price + Opportunity Cost)
$0.00
🏦 Finance
Monthly Payment
$0.00
Total Interest Paid (over term)
$0.00
Total Loan Cost (Principal + Interest)
$0.00
Remaining Cash (Cash − Down Payment)
$0.00
Interest Earned on Remaining Cash (over term)
$0.00
Net Cost of Financing (Total Loan Cost − Earned)
$0.00
Net Outlay (Down + Payments − Interest Earned)
$0.00
📊 Comparison Summary
Pay Cash — Total Effective Outlay
$0.00
Finance — Net Cost of Financing
$0.00
Summary Insight — Total Loan vs Cash Comparison
Enter values to compare cash vs loan.
All figures are estimates for educational purposes only. Actual payments, rates, and returns may vary.
Savings Growth vs Loan Balance Over Time
Savings Growth
Loan Balance